HBT: Harper torn between All-Star Game, vacation

Bryce Harper?s chances of going to next week?s All-Star Game got a lot better when fellow Final Vote candidate Chipper Jones was named to the team today. Still, he wouldn?t mind missing out and going home to Nevada for a few days.

?I?m excited to go home,? he told the Washington Post. ?If I don?t make the team, I think it?d be good for me to go home, get away from the world and be Bryce, be normal, just hang out with the family and get some good home-cooked meals and hit with my pop and just hang out.?

One imagines Harper is thinking about Swag. No, not all of the All-Star goodies he?d miss out on, but the puppy his parents gave him for Christmas that?s still at home in Nevada.

Nationals manager Davey Johnson also said he wouldn?t mind seeing Harper miss out on the game, partly because the 19-year-old has been nursing a sore back. Johnson added that he hasn?t gone to MLB.com to vote for Harper.

?I go online for a lot of things and that?s not one of them,? he said.

Source: http://hardballtalk.nbcsports.com/2012/07/03/bryce-harper-torn-between-all-star-game-and-vacation/related

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Affordable Care Act means $1.1B rebate

By Herb Weisbaum, The ConsumerMan

The nation?s health insurance companies will refund approximately $1.1 billion dollars to their customers this summer. It?s one of the new benefits of the health care reform law.?

The U.S. Health and Human Services Department expects 12.8 million Americans to get some of this money ? although in the majority of cases that refund will be sent to employers.?

Under the Affordable Care Act, health insurance companies are required to disclose how much of your premium dollar they actually spend on health care and how much they spend on administration, such as salaries and marketing. In the past, consumers did not have a right to this information.?

But here?s the real game-changer: The 80/20 rule. If the insurance company spends less than 80 percent of premiums on medical care it must rebate the excess. For large group plans (the kind provided by companies that employ 50 people or more), health insurance companies must spend 85 percent of the premiums on medical care.?

?The 80/20 rule helps ensure consumers get fair value for their health care dollar,? Health and Human Services Secretary Kathleen Sebelius said in a statement.?

Any rebates must be paid by Aug. 1 each year.? For those with individual policies, the refund can be a check, a lump-sum reimbursement to the credit or debit card used to pay the bill, or a discount on future premiums.?

Rebates for group plans will go the employer, but some of that money is supposed to be passed along to employees or used in a way that benefits them in the future ? such as lower premiums.?

The new law also requires health insurance companies to tell customers whether they hit, exceeded or missed the 80/20 mark. If they missed the goal, they must say by how much and what percentage of your premium will be rebated. This new transparency is unprecedented.?

All of this information will be available on HealthCare.gov later this summer.?

By the numbers
Health and Human Services says it expects the average rebate for a family that buys its own insurance to be $151. The states with the highest average rebates per family in the individual market are: Mississippi ($651), Alabama ($582), Maryland ($496), Delaware ($461) and West Virginia ($383). The average rebate in the individual insurance market is zero for families in Arkansas, Hawaii, Iowa, Maine, New Mexico, Rhode Island and Vermont.

Based on information submitted by the insurance companies in June, Health and Human Services says a majority of Americans are covered by companies that meet or exceed the 80/20 rule: 62 percent of people in the individual market, 83 percent in the small group market and 89 percent in the large group market.?

The bottom line:
The new 80/20 rule is a major step forward in making health insurance companies responsible to their policy holders. It is hoped it will motivate insurers to lower prices and/or improve their coverage to meet the new standard.

So what about this summer?s rebates? Any way you look at it, a billion dollars is a lot of money. But it won?t solve the problem of skyrocketing medical bills. It?s just a drop in the bucket.

To solve the health care crisis, we must find a way to reduce the ever-increasing cost of medical care in the U.S. The current path is simply unsustainable and will devastate our economy. The national health care system needs a major overhaul. And it needs it STAT!

More money and business news:

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Source: http://bottomline.msnbc.msn.com/_news/2012/07/03/12525490-affordable-care-act-means-11-billion-insurance-rebate?lite

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MasterCard and T-Mobile to bring NFC payments to Europe in Q3 (video)

Poland and Germany could be the next two countries to get smartphone payments, powered by MasterCard and Deutsche Telekom. The SIM-based NFC solution will utilize the US bank's ClickandBuy service for processing and will be available to T-Mobile customers, rolling out to Poland in Q3 of this year and Germany in 2013. This latest partnership comes on the heels of Vodafone's pairing with Visa, which is also said to be making a push for the German market. What remains to be seen is whether or not there is in fact a demand for mobile payments -- the technology has yet to take off in the US, despite an influx of funding and infrastructure from MasterCard and Google. NFC is no doubt the future of cashless transactions, but it likely remains a few years away from hitting the mainstream, with compatible devices still limited, on both the customer and retail fronts. Hit up the links below for a closer look at DT's push to conquer the European market, one NFC-equipped SIM card at a time. Then jump past the break for a quick intro, compliments of Deutsche Telekom CEO Rene Obermann and MasterCard CEO Ajay Banga (the two seemingly random gentlemen that you may have noticed above as well).

Continue reading MasterCard and T-Mobile to bring NFC payments to Europe in Q3 (video)

MasterCard and T-Mobile to bring NFC payments to Europe in Q3 (video) originally appeared on Engadget on Mon, 02 Jul 2012 09:58:00 EDT. Please see our terms for use of feeds.

Permalink TechCrunch  |  Deutsche Telekom  | Email this | Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/YJxPNxGvBvs/

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Romney planning to visit Israel over summer

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Source: http://news.yahoo.com/romney-planning-visit-israel-over-summer-210418030.html

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More evacuation orders lifted in Colo. blaze

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Source: http://news.yahoo.com/more-evacuation-orders-lifted-colo-blaze-202932370.html

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Parise and Suter hit the NHL free-agent market

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Source: http://news.yahoo.com/parise-suter-hit-nhl-free-agent-market-181139414--nhl.html

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NATO says 3 service members killed in Afghanistan

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Source: http://news.yahoo.com/nato-says-3-members-killed-afghanistan-050142965.html

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When Your e-Books Read You

The more everyone decides to move to electronic devices we don't control - ebooks, iOS, most Android devices, WP7, Facebook, DVRs that report on our viewing habits, and many others - the more this reality will come to pass. Every single thing we ever with anything electronic will be tracked, logged, used to form advertizing profiles of us, and a government database mined to find da terrurusts.

We get the reality we chose to buy. Most people are choosing to live in this world by preferring those products over others without the privacy problems. Thus, it is the world we will get.

Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/FfARonxchYU/when-your-e-books-read-you

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Mali Islamists destroying 'more Timbuktu shrines'

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Source: http://news.yahoo.com/mali-islamists-destroying-more-timbuktu-shrines-002033698.html

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Source: http://www.ceo-of-your-life.com/muscle-myths-50-health-fitness-mistakes-you-didnt-know-you-were-making/

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